Did you read San Fransicko yet? If not, please buy it here:
What kind of city do you want to retire in? Is your current town getting better or worse? Why do I harp on the homeless issue? Because it affects the livability (safety/walkability/etc.) of your town.
Reading San Fransicko by Michael Shellenberger is a great way to improve your understanding of how policy drives reality. And policy drives homelessness, like it or not.
Here's a link to the SF Chronicle I talk about:
Here's Shellenberger's Twitter:
And here's that article, "Slow Motion Suicide In San Francisco":
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